Blue Cross/Blue Shield Health Insurance In New Mexico

Since 1940, Blue Cross and Blue Shield of New Mexico (BCBSNM) has been committed to the health needs of individuals, adapting to changes in the health care environment and developing new and innovative products to administer a variety of private business and government benefit programs.

BCBSNM offers a complete continuum of health plans, including HMO, PPO, indemnity, and individual health plans. They serve over 270,000 individuals, employees, and family members, with the most comprehensive provider networks in the state.

Blue Cross/Blue Shield Plans Available

Blue Direct Plan A

• $20 Doctor co-pays

• Deductibles ranging from $100 to $1000

• $5 million lifetime maximum

• 100% Preventative Care (up to $400 per year per person) 

• 24/7 Nurseline

Health Plan Description Form(download PDF):  Blue Direct Plan A

Blue Direct Plan B

• $20 Doctor co-pays

• Deductibles ranging from $250 to $5000

• $5 million lifetime maximum

•  100% Preventative Care (up to $400 per year per person)

• 24/7 Nurseline

Health Plan Description Form(download PDF):  Blue Direct Plan B

Blue Direct Plan C

• Lowest Premiums

• $40 Doctor co-pays ($55 Specialist co-pays)

• Deductibles ranging from $500 to $5000

• $5 million lifetime maximum

• $100 Urgent Care Facility co-pay

Health Plan Description Form(download PDF):  Blue Direct Plan C

BlueEdge Individual HSA Plan

• Choice of three annual deductibles

• Unlimited lifetime maximum benefit

• 100% Preventative Care (up to $400 per yer per person)

• HSA Compatible means tax savings

Health Plan Description Form(download PDF):  BlueEdge Individual HSA 

Blue Transitions Short-Term Plan

Accidents and unexpected illnesses can happen to anyone. That's why people who are temporarily uninsured need immediate coverage with Blue Transitions, a new short-term health insurance plan from Blue Cross and Blue Shield of New Mexico (BCBSNM). This Preferred Provider Organization (PPO) plan lets you choose from three deductible options and decide how long you need the coverage - from one to six months with the option to reapply for up to six additional months.

Health Plan Description Form(download PDF):  Blue Transitions Short-Term Plan

Is Your Doctor In the Blue Cross/Blue Shield Network?

Click Here to find out 

Online Application 

 Click here to be directed to Blue Cross Blue Cross/Blue Shield's online application.

Local Broker

Call (1-800-345-0789) or email your local Colorado broker, Michael Horvat, if you have any questions. Michael has over 28 years of experience in the health insurance industry.

How to Apply

You can go directly to Blue Cross Blue Shield 's website, register, and apply online or download an application.

However, we recommend you run our free quote engine to get an initial cost estimate and comparison of hundreds of plans from multiple providers. You can then sort plans according to a number of variables, apply online, download an application, or have an application sent to you via mail.

Health Insurance University

Check out our Health Insurance University to get insider tips on how to apply for health insurance and get a better understanding of how to pick the best plan type - HMO, PPO, POS, Indemnity or HSA - for your unique situation.  Plus there is information on COBRA, a glossary of terms and FAQs.