Search our website

What Our Clients Say

"I have had to make a lot of changes to my health coverage due to changing jobs and then deciding to go back to school. The staff at Healthquotes has given me good guidance and support in making these changes. I am grateful for their support and patience as they helped with choosing the plan that was right for me. It was because of their good advice, friendliness, and thoroughness about health care insurance that I stayed with Healthquotes through my changes. I will continue to use Healthquotes and recommend them to those seeking health insurance."

SR, Colorado Springs, CO

 

 
Home arrow Insurance University arrow COBRA, Are There Alternatives?

COBRA, Are There Alternatives?

PDF Print E-mail

COBRA provides certain former employees, retirees, spouses, former spouses, and dependent children the right to temporary continuation of health coverage at group rates.  This coverage, however, is only available when coverage is lost due to certain specific events. 

Group health coverage for COBRA participants is usually more expensive than health coverage for active employees, since usually the employer pays a part of the premium for active employees while COBRA participants generally pay the entire premium themselves. 

As an alternative to COBRA, an individual health insurance plan might be the best choice.  Individual policies are generally less-expensive than accepting the COBRA coverage.  However, pre-existing health conditions must be taken into consideration when deciding between the two.

Local Broker

Call (1-800-345-0789) or email your local Colorado broker, Michael Horvat, if you have any questions. Michael has over 28 years of experience in the health insurance industry.

We also recommend you run our free quote engine to get an initial cost estimate and comparison of hundreds of plans from multiple providers. You can then sort plans according to a number of variables, apply online, download an application, or have an application sent to you via mail.

Health Insurance University

Check out our Health Insurance University to get insider tips on how to apply for health insurance and get a better understanding of how to pick the best plan type - HMO, PPO, POS, Indemnity or HSA - for your unique situation.  Plus there is information on COBRA, a glossary of terms and FAQs.

 

 
< Prev   Next >

Call 1-800-345-0789 to speak to a health specialist or fill out an online quote form to compare health quotes for Colorado and the surrounding areas. We quote Major Medical, PPO's, HMO's, HSA's, Group Health Insurance, Self Employed Health Insurance, Medicare Supplements, Long Term Care Insurance, International Health Insurance, Dental Insurance, Short Term Health Insurance, Disability Insurance and Life Insurance.

Copyright © 2008 healthquotes.com. Colorado Health Insurance is our specialty. 1423 W. Colorado Ave., 80904

Website Design by PageCafe Internet Marketing & Joomla Consulting