For those Coloradoans who have been denied health insurance because of preexisting conditions, or have used up all their COBRA benefits,CoverColorado may be able to help. CoverColorado is a non-profit organization that promotes access to health insurance for Colorado residents. It is specifically designed to help people whose health condition prohibits or significantly limits their access to commercial insurance.

Some of the key benefits of CoverColorado include:

  • Prescription drug coverage
  • A choice of deductibles to help manage premium costs
  • Comprehensive health insurance for preexisting conditions
  • Preventive care services
  • Dedicated care management advocates for members who are hospitalized
  • A large network of doctors

In addition to these benefits, CoverColorado also provides a COB (Coordination of Benefits) plan for disabled individuals who are under 65 and cannot purchase Medicare supplement insurance or who missed the open enrollment period.

Unlike other state-managed programs, CoverColorado is not a low-income plan, but it can still be an option if you are unable to find coverage anywhere else, or if you cannot afford the higher-risk premium.

For those who do not qualify for this type of coverage, a Colorado health insurance broker may be able to help. Michael Horvat is a health insurance expert and broker with HealthQuotes.com in Colorado Springs, CO. If you are searching for Colorado health insurance plans or quotes, please give Michael a call anytime at 800-345-0789.

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