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"Using Healthquotes is getting the best in a class service provider. You may find a health insurance advisor that's as good as Mike Horvat but you'll not find an agent who's better.

As a financial planner in my community for many years, I've seen the best and worst of everything in the Colorado surrounding area. I'm delighted to work with them both personally and professionally.

They are an independent agent of the client and as a result you'll always receive the protection plan that best fits you're situation--not one that their company tells them they have to sell.

They'll work for you, the policyowner."

TW, Colorado Springs, CO 

 
Home arrow Insurance University arrow Do You Have Pre-existing Conditions?

Do You Have Pre-existing Conditions?

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Individual Health Insurance Plans 

If you are applying for individual health insurance, a pre-existing condition can have a major impact on the rates quoted by health care providers.

Healthquotes.com president, Michael Horvat has almost 30 years of experience in helping people get the best deal, given their pre-existing conditions. That's the advantage of contacting us or filling out our online quote form.

Our expert and friendly staff can help you compare plans from multiple companies and help you get effective and affordable coverage in spite of pre-existing conditions.

Group Health Insurance Plans

f you are applying for group health insurance, the Health Insurance Portability & Accountability Act of 1996 (HIPAA), sometimes referred to as “Kennedy Kassenbaum,” is a federal law that impacts group health plans and health insurance issuers.

The HIPAA provisions are designed to improve the availability and portability of health coverage. HIPAA places limitations on the exclusions that a health carrier may make due to an individual’s pre-existing condition(s).

If you have any concerns about pre-existing conditions, it is in your best interest to schedule a personal consultation by calling Healthquotes at 1-800-345-0789 or completing our contact form .

 

 
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Call 1-800-345-0789 to speak to a health specialist or fill out an online quote form to compare health quotes for Colorado and the surrounding areas. We quote Major Medical, PPO's, HMO's, HSA's, Group Health Insurance, Self Employed Health Insurance, Medicare Supplements, Long Term Care Insurance, International Health Insurance, Dental Insurance, Short Term Health Insurance, Disability Insurance and Life Insurance.

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