Do You Have Pre-existing Conditions?

Individual Health Insurance Plans 

If you are applying for individual health insurance, a pre-existing condition can have a major impact on the rates quoted by health care providers.

Healthquotes.com president, Michael Horvat has almost 30 years of experience in helping people get the best deal, given their pre-existing conditions. That's the advantage of contacting us or filling out our online quote form.

Our expert and friendly staff can help you compare plans from multiple companies and help you get effective and affordable coverage in spite of pre-existing conditions.

Group Health Insurance Plans

f you are applying for group health insurance, the Health Insurance Portability & Accountability Act of 1996 (HIPAA), sometimes referred to as “Kennedy Kassenbaum,” is a federal law that impacts group health plans and health insurance issuers.

The HIPAA provisions are designed to improve the availability and portability of health coverage. HIPAA places limitations on the exclusions that a health carrier may make due to an individual’s pre-existing condition(s).

If you have any concerns about pre-existing conditions, it is in your best interest to schedule a personal consultation by calling Healthquotes at 1-800-345-0789 or completing our contact form .