Are you approaching the age of 65 and confused about Medicare eligibility requirements? You are not alone. You may be have received a lot of detailed information from AARP, or an endless stream of direct mail from Colorado's Medicare supplement insurance providers, but you still need an expert's opinion on what kind of supplemental coverage to buy. A growing trend in many areas is Medicare Advantage plans. These private plans manage Medicare for you, providing an easy-to-follow plan structure that is similar to the group health plans you know best, but like any other health insurance plan, there are some important facts that should be understood before buying one of these plans.

Medicare Eligibility questions can be easily answered online with the government's "Medicare Eligibility Tool", a web-based tool that provides seniors with information on enrollment, eligibility, and plan coverage amounts. After answering a series of questions, Medicare recipients will be able to view detailed information pertaining to their specific situation. The information provided here will give you a basic understanding of your Medicare eligibility. From there, you will need to make decisions about how to move forward with choosing supplemental insurance.

Before getting started with Medicare, it is important for seniors to understand the Medicare eligibility requirements and how each part of the Medicare insurance program works. In general, U.S. citizens are eligible to receive Medicare after working for at least ten years in a job where the employer has paid into the Medicare system. Spouses of those who qualify for Medicare under these guidelines are also eligible to receive Medicare coverage, but they must be at least 65 years old or permanently disabled in order to qualify.

Anyone who meets the Medicare eligibility requirements for Part A will automatically be qualified for Part B, but Part B requires a monthly insurance premium. The same rules apply for Part D, the Medicare Prescription Drug program. All of these benefits are administered directly by Medicare, but there are several other Medicare related insurance benefits that are offered by private health insurance companies. Depending on where you live, you may be eligible for a cost-effective managed Medicare program, such as Medicare Advantage, or you may opt in for certain supplemental benefits packages through a private health insurance company.

To learn more about Medicare eligibility in Colorado and find out about benefits available in your area, contact Healthquotes.com. Michael Horvat is a health insurance expert and broker with HealthQuotes.com, located in Colorado Springs, CO. If you are searching for Medicare supplemental plans or Medicare Advantage plans and quotes, contact Michael at 800-345-0789.

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