HIPAA amended the Employee Retirement Income Security Act
(ERISA), to
provide new rights and protections for participants and beneficiaries in
group health plans. Understanding this amendment is important to
your decisions about future health coverage. HIPAA contains
protections both for health coverage offered in connection with employment
(group health plans) and for individual insurance policies
sold by insurance companies (individual policies).
If you find a new job that offers health coverage, or if you are eligible for coverage under a family member's employment-based plan, HIPAA includes protections for coverage under group health plans that:
- Limit exclusions for preexisting conditions
- Prohibit discrimination against employees and dependents based on their health status
- Allow a special opportunity to enroll in a new plan to individuals in certain circumstances
If you choose to apply for an individual policy for yourself or your family, HIPAA includes protections for individual policies that:
- Guarantee access to individual policies for people who qualify
- Guarantee renewability of individual policies
Why Choose Us?
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You see a variety of plans that are best suited to your individual needs.
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Your HealthQuotes rep has a vested interest in you -- We are not an out-sourced call center.
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An expert will help you make a good decision on health insurance.
Praise from Clients
"Healthquotes is the best health insurance broker in Colorado Springs, hands down. I am a Farmers Insurance agent and do not sell health insurance as part of my insurance products. Initially I worked with Mara, and my experience was incredible! I could not believe how much time she spent carefully going over my health insurance questions and sending me various quotes. She called me back on the weekend, and even gave me her cell phone number.
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Free Consultation
We can answer any health insurance questions you have, and help you pick out and apply for the best medical plan. When you are ready, just give us a call at 800-345-0789.
To your health,Michael Horvat
Insurance Specialist