Search our website

Get Started Now with 3 Easy Steps

Click to Get An Instant Quote

Get Expert Advise - Call 800-345-0789


Apply Now Healthquotes

What Our Clients Say

"Using Healthquotes is getting the best in a class service provider. You may find a health insurance advisor that's as good as Mike Horvat but you'll not find an agent who's better.

As a financial planner in my community for many years, I've seen the best and worst of everything in the Colorado surrounding area. I'm delighted to work with them both personally and professionally.

They are an independent agent of the client and as a result you'll always receive the protection plan that best fits you're situation--not one that their company tells them they have to sell.

They'll work for you, the policyowner."

TW, Colorado Springs, CO 

Home Insurance University Health Insurance University FAQs How does crediting for prior coverage work under HIPAA?

How does crediting for prior coverage work under HIPAA?

PDF Print E-mail
livehelp_woman.jpg

Most plans use the standard method of crediting coverage.

Under the standard method, you receive credit for your previous coverage that occurred without a break in coverage of 63 days or more.  Any coverage occurring prior to a break in coverage of 63 days or more is not credited against a preexisting condition exclusion period.

To illustrate, suppose an individual had coverage for 2 years followed by a break in coverage of 70 days and then resumed coverage for 8 months.  That individual would only receive credit for 8 months of coverage; no credit would be given for the 2 years of coverage prior to the break in coverage of 70 days.

 

Home | Free Online Quote | Health Plans | Group Insurance | Apply Now | Life Insurance | Other Insurance | FAQs | Insurance University | About | Contact

Resources

Call 1-800-345-0789 to speak to a health specialist or fill out an online quote form to compare health quotes for Colorado and the surrounding areas. We quote Major Medical, PPO's, HMO's, HSA's, Group Health Insurance, Self Employed Health Insurance, Medicare Supplements, Long Term Care Insurance, International Health Insurance, Dental Insurance, Short Term Health Insurance, Disability Insurance and Life Insurance.

Copyright © 2008 healthquotes.com. Colorado Health Insurance is our specialty. 1423 W. Colorado Ave., 80904