How To Apply For Health Insurance?

First - Run Healthquotes free quotes engine

This confidential process consists of two steps that, together, should require less than a minute to complete for an individual applicant.

• The first step asks for your name, email, and the city where you live.
• The second step asks for the gender, birth date, height, and weight of your spouse or children, if applicable.
• It also asks you to indicate tobacco use, whether you are currently insured, and if anyone in your family is a student.

All of this information is solely used to provide the quote engine with enough information to generate cost estimates for a variety of insurance plans.

Second - Customize your results.

The quote engine typically will display hundreds of plans for you to choose from.

Under the "Customize Search" tab, we suggest you first select the plan type and leave all of the other fields to "any".

You can then adjust your:

• monthly premium (the amount paid each month in exchange for health insurance coverage),
• deductible ( the amount you pay each year in medical expenses before the insurance policy starts paying),
• coinsurance (the percentage you will pay for medical expenses after the deductible has been met), and
• copay (a specific amount paid for a specific medical service) according to your financial limitations and risk allowance.

Third - Apply Online

Locate your state of residence in Health Insurance Plans menu .

Locate the insurance company you selected.

Click the "Apply" button to the right of your desired plan.

You will then have the option to:

• apply for the plan online,
• download an application,
• have an application sent to you by mail.