Short Term Health Insurance

Short term health insurance plans typically feature lower premiums and may be the best alternative when in between jobs.

These policies typically provide 90 days of coverage but can be extended up to 185, or in some cases, 365 days.

• Lower Premiums
• Prevents breaks in coverage that would make you ineligible for HIPPA protection
• Typically have more exclusions than COBRA coverage or permanent policies

• Limit exclusions for pre-existing conditions
• Prohibit discrimination against employees and dependents based on their health status
• Allow a special opportunity to enroll in a new plan to individuals in certain circumstances

Online Application

 Amigo is our top pick for a short term health insurance plan. Click to apply online or download an Amigo Short Term Health application.

Local Broker

Call (1-800-345-0789) or email your local Colorado broker, Michael Horvat, if you have any questions. Michael has over 28 years of experience in the health insurance industry.

How to Apply

You can go directly to Amigo's Website, register, and apply online or download an application.

However, we recommend you run our free quote engine to get an initial cost estimate and comparison of hundreds of plans from multiple providers. You can then sort plans according to a number of variables, apply online, download an application, or have an application sent to you via mail.

Health Insurance University

Check out our Health Insurance University to get insider tips on how to apply for health insurance and get a better understanding of how to pick the best plan type - HMO, PPO, POS, Indemnity or HSA - for your unique situation.  Plus there is information on COBRA, a glossary of terms and FAQs.