When you find a new job that offers health coverage, or if you are eligible for coverage under a family member's employment-based plan, HIPAA includes protections for citizens of Colorado (and all states) for coverage under group health plans that:
- Limit exclusions for preexisting conditions
- Prohibit discrimination against employees and dependents based on their health status
- Allow a special opportunity to enroll in a new plan to individuals in certain circumstances
However, to be eligible for the protections offered by HIPAA, you should avoid long breaks in health care coverage. Under the standard method that most plans use for crediting prior coverage, you receive credit for your previous coverage that occurred without a break in coverage of 63 days or more. Any coverage occurring prior to a break in coverage of 63 days or more is not credited against a preexisting condition exclusion period.
Contact Healthquotes.com and our expert staff will help you determine if short term health insurance is right for you.
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You see a variety of plans that are best suited to your individual needs.
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Your HealthQuotes rep has a vested interest in you -- We are not an out-sourced call center.
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An expert will help you make a good decision on health insurance.
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"Everyone was very helpful and polite. Overall I had a very good experience finding the best health care insurance to meet my needs."
AR, Pueblo, CO
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Free Consultation
We can answer any health insurance questions you have, and help you pick out and apply for the best medical plan. When you are ready, just give us a call at 800-345-0789.
To your health,Michael Horvat
Insurance Specialist